The way we pay off our balances on credit accounts has a tremendous effect on their our score. The most important factors reported to a credit bureau are the timeliness of the debt payments and the amount of debt to credit limit. Card companies want to see payments "paid as agreed", usually on a monthly basis, and a credit balance of around 1/3 the credit limit. The credit information stays on the credit report generally often than not for about 7 years.

Here you will find featured the best Secured Credit Card for rebuilding your credit history and getting a fresh start. Please take a moment to read the terms and conditions thoroughly as they differ from company to company. Wishing you all the best in your journey back to Financial Health.

So go to the following site and fill out a secure application for your new Credit Card. The process can take as little as a few days to complete with the overnight shipping capability.

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Once you are on the road to re-establishing your good name, there are many other products and services we can offer you in the future. From our parent site for RESTORING YOUR CREDIT FILE